Taxman!

So it's that time of year again. Time to do the taxes. Which means I have to actually find all of my tax stuff. Every year I say I'm going to file my tax stuff in one folder. I even have a red folder labeled "Current Year Taxes" in my filing cabinet. The documents in the folder are 3 years old. Whoops. So now I have to find my 2007 tax stuff. I have a vague idea of where everything is, but it will take a bit of hunting.

I checked my savings account yesterday and my rate has gone down almost an entire point! What the hey! Did ING e-mail me about that? Of course not. They are happy to e-mail me when my rate goes up, but not when it goes down. I'm on www.bankrate.com trying to find a better rate. 3.65 APY is just not cutting it, ING! Looks like OneUnited Bank is offering an account with a 5.30 APY. Much better, and Bankrate.com gives OneUnited the same number of stars as they give ING!

How does Ben Bernanke cutting the federal interest rate benefit me in any way? The stock market is tanking and my 401K and Roth IRA are bleeding money. Now my savings account rate drops to 3.65. I'm finally at a point in my life where I've been able to save money, and now we're going into a recession, and for the first time in my life, I actually care!